Why the GENIUS Act Is Stricter on Stablecoins than Banks| InFi #98
July 25, 2025 •Dr. Robert P. Murphy
• 44 min
Why the GENIUS Act Is Stricter on Stablecoins than Banks
InFi: The Future of Finance
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In recent commentary, Murphy has said that the GENIUS Act—by imposing 100% reserve requirements on USD stablecoins—is much stricter than the regulations on conventional banks. In this episode, he spells out his argument.
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