infineo

Total Value of Policies Minted

on the Provenance Blockchain

$621.7M

THE BEST THINGS IN LIFE ARE FREEDOMS

We build sound financial products, on top of a base layer of tokenized life insurance, to bring financial certainty to every person on the planet

Our Business

We create friction-free access to one of the world’s most stable assets for both individuals and institutions at scale.

Artificial Intelligence

We have developed a proprietary domain -specific AI Large Language Model (LLM) specifically for life insurance. It is modeled after Dr. Robert Murphy and integrates across each of our product offerings, providing tailored advice to enhance the customer experience.

Blockchain Technology

Put simply, we use the blockchain to digitize life insurance policies. This not only unlocks global accessibility to life insurance, but also delivers efficiencies and cost savings for industry stakeholders at every point along the value chain.

InFi is the new DeFi

(Insurance Finance)

(Decentralized Finance)

Why Life Insurance?

1.0 Who likes Life Insurance?

→     Banks
→     Corporations
→     Ultra Wealthy

2.0 Why do they like it?

→     Guaranteed growth
→     Non-correlated
→     High Sharpe Ratio
→     High LTV

3.0 Beats Treasuries

→ Consistent outperformance over time

4.0 Life Insurance Co's more sound than Banks

→     Asset/liability matching
→     Premium Dollars
→     Regulated reserves
→     A+ credit ratings

5.0 Challenge to getting policies at scale

→     Jurisdictional
→     Medical
→     Financial
→     Limits

6.0 Life Insurance as Personal Property

→ 1911 Supreme Court Ruling
→ Amendments to UCC
→ $360B Annual Surrender Market

Why Blockchain?

1.0 Benefits of Tokenization

→     Global Access
→     Greater Product Offering
→     Smart Contracts
→     Transparency

2.0 Benefits of Secondary Market Acquisition

→     No early drag
→     Immediate 4-6% IRR
→     Retained Death Benefit

3.0 Superior Functionality

→     Better Experience
→     Instantaneous Loans
→     By/Sell Trading
→     P2P

4.0 $SOUND Token

→     Pool of Life Insurance Policies
→     Fractional Ownership
→     Bankruptcy remote SPV

5.0 Direct Issue

→ Disintermediation
→ More Face for less Premium
→ Transparency
→ More efficient underwriting

6.0 Tokenization of Real World Assets (RWAs)

→     $16 Trillion by 2030
→     Larry Fink, “The Future”
→     Tether, launches tokenization platform

Newsletter from our Chief Economist

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